Archive for January, 2008


Avoided a Restaurant Visit!


Pizza Pie! Yesterday a friend Jerry Ray came down from Green Bay. His purpose? To visit our home under construction to scope out what he can do for stairs.

Well Lorie and I believe we need to take care of those who take care of us. Usually this means a stop at Third Base for some barley pops and either a pizza or sandwichs.

Not this time.

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Closing the Books on Week IV


Budgie the Budget Boss Just closed the books on Week IV grocery budget category. More properly, I should not say budget but tracking as part of what I am doing is to establish a grocery budget.How did we do?

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YAPPie Place - Yet Another Pizza Pie Place

Pizza Pie!If I have given you the impression I like to cook, that is good, because I do like to cook. This is pizza III in my current pizza pie cooking kick. This, in my opinion, is my best pizza effort EVER.

BTW, I consider YAPPie Place and similar derivations (e.g. Yappie’s Place) as my intellectual property. (more…)

The Stores


I’ve Paid for this Twice discusses her shopping store haunts:

I go to three different stores because one is generally cheapest but does not have everything I need (Aldi), one is cheapest on the things that the first does not have (Walmart), and the last runs good sales and I get their flyer in the mail every week to check them out (Kroger).

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Tracking Grocery Expenditures


Groceries is probably the budget item I am tracking the closest. My spreadsheet is set up to total annual, monthly, and weekly expenses. In addition, I keep running totals for the year, month and week.

Getting close to the end of IV I noticed the following. I did not close out week III properly, I left out one record of the totals. Of course this means we spent more than I had originally thought. DOH!

This week, we seem to be ahead of the spending game by quite a bit. However, Sunday is our main grocery day so we can catch up, but we do not have a large shopping list this week. There is only one item Lorie and I can think of we need to purchase and there is no immediate need so if there is no coupon, perhaps we can skip the Sunday trip to the grocery store. However, we are starting to get low on tangerines and almonds, but I think we will be able to defer that to next week.

To date our grocery spending is amounting $76.37/week but like I said I will wait until we close this week to count on that number holding. I am hoping we can pull it down.

Project Concerto

Sometime ago I shared with you all about the project I was starting to develop an e-commerce site for a friend. Again, that friend was diagnosed with cancer so she needs to direct her energies to getting well.

However, we have identified another opportunity to develop another income stream.
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My Take on Frugal

Being frugal is about more than just saving money. To me, being frugal is about using your resources wisely and being more efficient with everything you do. Unless you are independently wealthy, you probably have a limited amount of time, money, and other resources - and you probably need to find a way to make the most effective use of all of them. To me, doing this is being frugal.

So Says Patrick at Cash Money Life in a blog entitled Being Frugal

I have taken on this topic before:

In this category frugal is a good thing. It means avoiding waste mainly avoiding the wastage of wealth.

If I deem something frugal, then if appropriate for your situation you should buy or utilize it.

Patrick expands on the meaning of frugal and while I believe he is incorrect about the meaning of frugal, giving it a broader meaning beyond the word’s ability, he is correct the characteristics he describes are connected to being frugal.
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What To Do?


Free Money Finance takes a look at some suggestions on what to do with the looming extra tax break working its way through the Federal Tax system. The suggestions come from MSNBC.Here they are:
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A Catchy Tune

The other ad that actually constantly plays during the football games I’ve been watching on TV recently is for Free Credit Report dot com. First off, if you want a free credit report go to annualcreditreport.com not “free” credit report because the “free” site is not really free. You have to sign up for a free trial of a service and if you don’t cancel it, you pay. But, anyway. The commercial (and some of you have probably seen it) is a guy singing about how he married the love of his life, but her credit stinks and so they have to live in a parent’s basement instead of buying a house, and if he’d gone to the website, he’d have known and not married her and he’d be a happy bachelor. [emphasis in original]

source: I’ve Paid For This Twice Already… – Adventures in Lunacy

I am mostly in agreement with above…

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Its the Thought That Counts


Giftgiving can often be a decidedly unfrugal event. It should not be so, especially for those close to us.It need not always be so.
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