Frugal Framnett

The other ad that actually constantly plays during the football games I’ve been watching on TV recently is for Free Credit Report dot com. First off, if you want a free credit report go to annualcreditreport.com not “free” credit report because the “free” site is not really free. You have to sign up for a free trial of a service and if you don’t cancel it, you pay. But, anyway. The commercial (and some of you have probably seen it) is a guy singing about how he married the love of his life, but her credit stinks and so they have to live in a parent’s basement instead of buying a house, and if he’d gone to the website, he’d have known and not married her and he’d be a happy bachelor. [emphasis in original]

source: I’ve Paid For This Twice Already… – Adventures in Lunacy

I am mostly in agreement with above…

First off the I’ve Paid Twice’s post is in the spirit of levity and not serious commentary. I think the commercial she points out is the dumbest of the Free Credit Report Dot Com lot. Who runs a credit report on a boyfriend or girlfriend? In the dating stages things like that should come out unless of course it is one of these “Hey you what’s your name, let us get married” “Okay, what is your name first?” situations.

Hehehehe, there is no doubt the tunes are catchy so much so sometimes they become earworms to me.

When going to Free Credit Report Dot Com just be aware there is a catch. You are entitled to one credit report on yourself per year which includes the items in your credit file but not the scores. If you want the scores those you have to pay for (if I am wrong about that please correct me).

Study your free reports and make sure they are accurate, do not contain items in error, and give you a good feeling on how you rate, even if they do not give you the numbers.