Circuit City - Another National Liquidation
Circuit City announced it is liquidating its inventory and shutting down its retail operations.
What should you do?
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Priorities in Spending
So you like that extra sharp cheddar cheese, huh? But you are on a budget and don’t know if you can afford to buy it?
Why not, go ahead and purchase it, but
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The Stock Market
The Stock Market is understood by most people, at least at a elementary level. It is where people buy and sell ownership stakes in companies. Of course, each share typically represents a minuscule share in the ownership of a company, but it is indeed a piece of the action.
Formatting Problems
Hey, in the past day or so you may have had problems reading the blog. I apologize for that, I found and corrected the problem. I wrap my advertising around divisions with the text align property set to center and I miscoded the opening div tags, leaving the div out. The closing tags were present and threw the format into chaos.
Sorry.
Frugal vs. Miserly
More than a few people may believe frugal and miserly are synonyms. However, it is my considered opinion there is a vast difference between the two.
Being frugal is being wise and being a miser is actually loving money in and of itself, not what it can get you, but money itself. Remember, money is nothing more than a stand in for the material things we need and want. If that paper with George Washington’s picture on it was just a picture you would not be concerned with getting so many!
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Lending, Borrowing, and Friendship
Have you borrowed money from a friend or family member? I am not talking about $10 or $20 but a significant amount? A couple of hundred or a thousands? If so, how did it work out for you? Any advice?
We have some acquaintances who have loaned an individual a total of $20,000.00 and it appears they are going to lose the money. Some of those lenders made some very fundamental mistakes.
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Educating Yourself
The title of this post is not about schooling or instructor led education, but making sure you are educated about the purchases you plan to make and are making.
Cooking in Large Batches
One of the hangups most people have with doing their own cooking is not so much the money required, but the time. In opting for convenience people give up quality and pay more.
While homecooking always will take time there are ways to spread out and minimize the time investment.
Beware Invidia
Invidia is the Latin for what we commonly call envy. What is it? Quite simply it is desiring another’s better circumstances. It can be about money, possessions, looks, intelligence, position, etc.
Envy is one of the seven deadly sins and for good reason.
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Bonus in 2008
Free Money Finance asks: Did You Get a Bonus This Year? and what happened to it.
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Trying to change myself and you on thrift and savings! It is hard to save save save in a spend spend spend world, but it is better to save than spend!